Service Charges and Fees

Service Charge Changes

These service changes and fees will be in effect March 1, 2011.

Personal Accounts

Chequing Accounts

(Personal Chequing & Personal Maximizer accounts)

Cheques

Withdrawals

Direct Payment & MasterCard

Electronic & MemberDirect Transfer

Debit Memos & Transfer

Deposits

Monthly Maintenance Fee

Utility Bill Payments

MemberDirect

FULL SERVICE PACKAGES

(Packages available on Personal Chequing & Personal Maximizer accounts only)

PAY AS YOU GO

GOLD

Monthly fee

Services Include:

- Five (5) Free Cheques per month

- Five (5) Free "Over the Counter" Withdrawals or

Transfers per month

- Twenty (20) Free Point of Sale, Pre-Authorized Debits, or

MasterCard Items per month

- No Commission on three (3) "Over the Counter" Utility

Bill Payments

- Three (3) Free SK Credit Union ATM Withdrawals

- Free MemberDirect Internet Banking Service

- Free MemberDirect initiatied transfers

- Free MemberDirect initiated Utility Bill Payments

- Free Deposits and Monthly Statement

PLATNUM

Monthly fee

Services Include:

- Unlimited Cheques, Withdrawals, & Debit Items

- Free "Over the Counter" Utility Bill Payments

- No Commission on Traveler’s Cheques

- No Stop Payment Fees

- Free MemberDirect Internet Banking Service

- Free MemberDirect initiatied transfers

- Free MemberDirect initiated Utility Bill Payments

- Free Deposits and Monthly Statement

- No Certified Cheque Fees

- Free SK Credit Union ATM. Interac & Cirrus withdrawals

HERITAGE (Age 65 and over)

Monthly fee

Services Include:

- Ulimited Cheques, Point of Sale, Pre-Authorized Debits

and MasterCard items

- Free "Over the Counter" Utility Bil Paymentsl

- Free MemberDirect Internet Banking Service

- Free MemberDirect initiatied transfers

- Free MemberDirect initiated Utility Bill Payments

- Free SK Credit Union ATM. Interac & Cirrus withdrawals

- Free Deposits and Monthly Statement

Fee

Savings Accounts

Savings Accounts

(Plan 24 and Special Savings)

PAY AS YOU GO

Withdrawals

Point of Sale & MasterCard

Electronic & MemberDirect Transfer

Debit Memos & Transfer

Deposits

Utility Bill Payments

MemberDirect

Used as Primary Account

Youth Accounts

YOUTH PLUS

(For Members 18 years and under)

Monthly fee

Services Include

- Twenty Five (25) Free Debit Items per month

- Free Monthly Statement

- Free Personalized Cheques (one order per year)

STUDENT VALUE

(For Members between the age of 18 to 26 years

and attending a post-secondary school)

Monthly fee

Services Include

- Twenty Five (25) Free Debit Items per month

- Free MemberDirect

- Free Deposits

- Three (3) Commission Free Utility

Bill Payments per month

- Free Personalized Cheques (one order per year)

- Free Monthly Statement

COMMUNITY CHOICE

Monthly fee

Services Include

- Twenty Five (25) Free Debit Items per month

- Free Deposits

- Three (3) Commission Free Utility Bill Payments per month

- Free Monthly Statement

Safety Deposit Box Rental

Small

Medium

Large

Lost key

Drill Box

When you rent a new safety deposit box

your first year rent is free!!

Other Charges

Electronic Debit, Transfer or

Sask CU ATM Withdrawal

INTERAC & out of Province ATM Withdrawals

CIRRUS ATM Withdrawal

Local Cash Machine Withdrawal

Reissue of MemberCard/MasterCard

Bank Confirmation

Third Party Credit References

Third Party Demands

Cheque Certification

Managers Trust Cheque

Members living Outside Canada

Hourly Record Search Fee

Hold Funds

Stop Payment Cheque

Stop Payment AFT

Stop All

Fax

Photocopy B&W

Photocopy color

Money Orders Canadian

US Draft

Non Encoded Cheques

Travelers Cheques

Wires

CU in Province send/receive

CU out of Province send/receive

FI in Canada send/receive

International send/receive

Extra Statement Print

Cash Order Foreign Currency

US Cash Non-Member

Commissioner of Oaths member

Commissioner of Oaths non-member

General Monthly Bill Payment – Bill payment

Pre-authorized by member

Deterrent Fees

Overdraft Fee (per item)

Notice/Phone call to Member

Automated Funds Transfers

(to cover overdrafts)

Overdraft Interest Rate

NSF Charge

Telephone Balance Inquiry

Estate Administration/Registered Plan

Administration

Estate Fee

Registered Plan Administration/Transfer

to another FI to close

Withdrawals

$1.00

$0.75

$0.50

$0.75

FREE

$1.00

$1.00/each

$5.00/mth

$11.95/mth

$21.95/mth

$6.95/mth

$0.75

$0.50

$0.75

FREE

$1.00/each

$5.00/mth

$1.00/mth

FREE

Associations, Clubs and Charities

FREE

Other Fees

$30.00/yr

$40.00/yr

$60.00/yr

$15.00

$125.00

$1.25

$1.75

$2.25

$1.50

$10.00

$25.00

$10.00

$25.00

$10.00

$6.00

$3.00/mth

$60.00

$10.00

$20.00

$50.00

$0.30/page

$0.50/page

$5.00

$6.00

$5.00

1.00%

$20.00/$10.00

$25.00/$10.00

$30.00/$10.00

$15+cost/$15+cost

$1.00 per page/$5.00 min

$5.00

$1.50

25.00%

$35.00

$1.00

$75.00

$25.00

Loan Fees

Commercial App Fee ½ of 1% of loan

CU Drive By Appraisal

PPSA Registration

Security Search

Credit Bureau

Discharge of Mortgage/Caveat

Interest Paid Written Advice

Mortgage Renewal Fee

Discharge of PPSA Security

Mortgage Registrations

Land Titles Search

New Member Application Fee

Loan Subsequent Disbursement Fee

Credit Check from other Institution, etc.

Delinquency Notice

Loan Reimbursement Fee

Extension Fee

Skip a Payment approval fee

Farm Plan

$5.00/each

$10.00

$60.00

$10.00

FREE

Cost

$50.00 min

$50.00 plus mileage

Cost Plus $15.00

$10.00 plus Cost

$10.00

$5.00

$20.00

$100.00

$5.00

$10.00

$100.00

$15.00

FREE

Close

$2.00 first page, $0.25/per page