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Global Payment Master Card with CHIP
MasterCard "Global Payment" Card acts like a cheque. Your purchase is paid for with funds from your chequing account, or attached Line of Credit and appears on your monthly chequing statement. Cash advances can be made by presenting your card at a financial institution or by accessing an Automated Teller Machine (ATM) by using your Personal Identification Number (PIN). Choice Rewards can be added to this account.
Member Debit Card with CHIP
The Credit Union Member Debit Card opens the door to Interac Direct Payment. Your MemberCard allows you to pay for purchases instantly at participating merchants with the added security of a CHIP. Simply key in your PIN (Personal Identification Number) on a merchant PIN Pad, confirm your total, and the purchase amount will be transferred from your account immediately. Your MemberCard also gives you access to your account at ATMs (Automated Teller Machines) worldwide to get cash. Deposits, bill payments and transfers can be made in the province.
At Govan Credit Union, members automatically receive Buyer Protection and Extended Warranty on their Member Cards. With Buyer Protection, your purchases are covered against loss, theft or damage for a full 90 days after purchase! Plus, you’ll also receive the peace of mind of an Extended Warranty, which can double the manufacturers warranty up to one year longer! There are no forms to fill out, no applications and best of all no extra cost!
MemberCard Buyer Protection and Extended Warranty
CHIP Technology for your Protection
A chip card, sometimes referred to as a "smart card", is a credit or debit card containing an embedded computer chip that stores and processes data. Chip cards and chip-reading terminals work together to ensure a highly secure transaction by validating the card and the cardholder. The computer chip makes cards difficult to copy, thereby reducing counterfeit fraud.
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